Up to $2000: Best Bank Account Bonus of October 2021

Last updated:

To find the best bank bonus offers available to you, please check what works for you from below filters. You can also click the table header to sort the offers by the amount of bonus, or required activities.

Acount Type Requirement Monthly Fee Your State Bank Bonus Offer Bonus Amount Req'd Amount Rating
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Albert
$75 bonus
4.5 / 5.0
  • Requirement: Direct Deposit $200
  • Offer:Open a personal checking accoun on a cell phone, receive a direct deposit of $200 within 30 days, get a $75 bonus.
  • Monthly Fee:$0
  • Provider:Albert
  • Availability:Nationwide
  • Note:No monthly fee unless you choose to add extra features, eg. investing, Genius etc.
  • Reason to recommend:Albert offers cash back at stores like Costco, Walmart, CVS, Starbucks, etc.
75 200.00 90
Personal Checking Spend No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Aspiration
Up to $200
5.0 / 5.0
  • Requirement:Spend $1,000
  • Offer:Open a personal checking account and spend $1,000 within 60 days. If you select Aspiration account (no fee), bonus is $150; if you select Aspiration Plus ($7.99/month), bonus is $200.
  • Monthly Fee:$0
  • Account close:Bonus will be credited in 120 days from account opening. You’ll have to maintain account for at least around 4 months to receive the bonus.
  • Provider:Aspiration
  • Availability:Nationwide
  • Reason to recommend:$0 fee + very easy to get!
200 1,000.00 100
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Bank of America
$100 bonus
4.0 / 5.0
  • Requirement: Direct Deposit $1,000
  • Offer:Open a personal checking account with offer code DDX100CIS, have $1,000 direct deposit within 90 days, earn a $100 bonus.
  • Monthly Fee:$12 (easy to waive)
  • Waive Fee:There are three options, including "Advantage Plus" that has $12 monthly fee, which however is easy to waive: with $250 direct deposit or $1,500 daily balance.
  • Account close:No early termination fee is listed.
  • Provider:Bank of America
  • Availability:Nationwide
  • Expiration:2021-12-31
100 1,000.00 80
Business Checking Deposit Easy to waive AZ, FL, IL, IN, KS, MN, MO, WI BMO Harris Bank
Up to $500
4.0 / 5.0
  • Requirement:Deposit $5,000
  • Offer:Open a business checking account, make 10 electronic transactions, and make a required deposit & maintain 90 days. If you deposit $5,000, bonus is $500; deposit $1,500, bonus is $200.
  • Monthly Fee:$20 (easy to waive)
  • Waive Fee:Option (1) has $20 monthly fee but can be waived with $5K balance; option (2) has $15 monthly fee but can be waived with $1,500 balance.
  • Account close:Bonus is paid approximately 130 days after opening. $20 early termination fee applies if account is closed within 90 days.
  • Provider:BMO Harris Bank
  • Availability:AZ, FL, IL, IN, KS, MN, MO, WI
  • Expiration:2021-10-29
  • Note:Offers are not available to existing BMO Harris business checking customers (including authorized signers on multiple accounts) or those who have closed a BMO Harris business checking account within the past 12 months.
500 5,000.00 80
Personal Checking Direct Deposit No monthly fee IL, WI Byline Bank
$150 bonus
3.5 / 5.0
  • Requirement: Direct Deposit $1,000
  • Offer:Open personal checking account, receive direct deposit totaling $1,000 or more, earn $50 bonus every qualifying month, up to $150.
  • Monthly Fee:$0
  • Account close:No early closing fee is listed.
  • Provider:Byline Bank
  • Availability:IL, WI
150 1,000.00 70
Personal Savings Deposit Easy to waive IL, WI Byline Bank
$150 bonus
3.5 / 5.0
  • Requirement:Deposit $5,000
  • Offer:Open a personal savings account, maintain an average balance of $5,000, earn $50 bonus every qualifying month, up to $150.
  • Monthly Fee:$3 (easy to waive)
  • Waive Fee:Can be waived with $200 balance.
  • Account close:No early closing fee is listed.
  • Provider:Byline Bank
  • Availability:IL, WI
150 5,000.00 70
Brokerage Account Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Charles Schwab
Up to $500
3.5 / 5.0
  • Requirement:Deposit $100,000
  • Offer:Open an eligible checking, savings, or brokerage account, within 45 days make $25K deposit, get $100 bonus; or $50K deposit, $300 bonus; or $100K deposit, $500 bonus.
  • Monthly Fee:$0
  • Account close:Need to maintain balance (less any market loss if you choose a brokerage account) for a year, or Charles Schwab will charge back the bonus.
  • Provider:Charles Schwab
  • Availability:Nationwide
500 100,000.00 70
Personal Checking Direct Deposit Easy to waive AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Chase
$225 bonus
5.0 / 5.0
  • Requirement: Direct Deposit $1
  • Offer:Open a new Chase Total Checking account (personal checking), set up direct deposit within 90 days, get a $225 bonus in 15 days.
  • Monthly Fee:$12 (easy to waive)
  • Waive Fee:Can be waived if (1) you have $500 direct deposit in the month, or (2) you have a daily balance of $1,500, or (3) you have an average beginning day balance of $5,000 or more in combined balance acrossed linked Chase accounts.
  • Account close:Must maintain account for 6 months, or the bonus amount will be deducted at closing.
  • Provider:Chase
  • Availability:Nationwide except Alaska, Hawaii and Puerto Rico
  • Expiration:2022-01-19
225 1.00 100
Personal Checking Spend Can't/Hard to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Chase
$100 bonus
4.0 / 5.0
  • Requirement:Spend $10
  • Offer:Open a Chase Secure Banking (personal checking) account, complete 10 qualifying transactions (purchase, bill payment, Zelle etc) within 60 days, get a $100 bonus, which will be deposited in 15 days thereafter.
  • Monthly Fee:$4.95
  • Account close:Bonus will be deducted if account is closed within 6 months.
  • Provider:Chase
  • Availability:Nationwide
  • Expiration:2022-01-19
  • Note:Checking offer is not available to existing customers, or those whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years.
100 10.00 80
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Chime
Up to $290
3.5 / 5.0
  • Requirement: Direct Deposit $200
  • Offer:(1) $290 Offer: MyPoints, a rewards program, offers 44,000 bonus point, which values around $290, when you open a Chime spending account via them and receive direct deposit of $200+ in 30 days. OR (2)$250 Offer: Swagbucks, another rewards program, offers 25,000 bonus SB (their points), which values at $250, when you open a Chime spending account via them and receive direct deposit of $200+ in 30 days. OR (3)$100 Cash Offer: Open a Chime Spending Account via a referral link (here’s ours), receive direct deposit of $200 or more within 45 calendar days of opening, get a $100 bonus.
  • Monthly Fee:$0
  • Provider:Chime
  • Availability:Nationwide
  • Expiration:2021-10-31
290 200.00 70
Business Checking Deposit Easy to waive NY, CA, DC, FL, IL, MD, NV Citibank
Up to $2000
3.5 / 5.0
  • Requirement:Deposit $200,000
  • Offer:Open a Citibank business checking account, make following deposit within 30 days, maintain for 60 days, and receive corresponding bonus: deposit $5K -> $200 bonus; $15K -> $500 bonus; $25K -> $700 bonus; $50K -> $1000 bonus; $100K - $1500 bonus; $200K -> $2000 bonus.
  • Monthly Fee:$15 (easy to waive)
  • Waive Fee:Streamlined has $15 monthly fee, waived with $5K balance.
  • Account close:You need to keep account active for at least 4 months. Bonus will be credited within 90 days from the end of the month in which bonus requirement is satisfied.
  • Provider:Citibank
  • Availability:NY, CA, DC, FL, IL, MD, NV; at branches
  • Expiration:2022-01-04
  • Note:Offer not available to current Citibank checking or savings customer and those who closed Citibank account within 180 days.
2,000 200,000.00 70
Personal Checking Deposit Easy to waive NY, CT, NJ, DC, VA, MD, CA, NV, IL, FL Citibank
Up to $1500
4.0 / 5.0
  • Requirement:Deposit $200,000
  • Offer:Open a Citi personal checking account, make deposit within 20 days, maintain balance for 60 days (starting from the 21st day), get up to $1500 bonus: deposit $15K -> $300 bonus; $50K -> $700 bonus; $200K -> $1500 bonus. If you also open a NEW savings account, you can use the combined balance of both accounts.
  • Monthly Fee:$12 (easy to waive)
  • Waive Fee:You can choose Basic account, monthly fee is $12, can be waived with $1500 balance, or direct deposit + 1 bill pay within billing period.
  • Account close:Bonus will be deposited within 90 days after requirement is satisfied. Given the timeline, you'll need to keep account for at least about 170 days, in order to receive the bonus.
  • Provider:Citibank
  • Availability:NY, CT, NJ, DC, VA, MD, CA, NV, IL, FL
  • Expiration:2022-01-04
  • Note:Offer not available to current Citibank checking or savings customer and those who closed Citibank account within 180 days.
1,500 200,000.00 80
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Fairwinds
$100 bonus
4.5 / 5.0
  • Requirement: Direct Deposit $200
  • Offer:Open a personal spending or checking account, complete direct deposit of $200 in 45 days, get $100 bonus, paid around the 15th day of the following month.
  • Monthly Fee:$0
  • Account close:No early termination fee is listed.
  • Provider:Fairwinds
  • Availability:Nationwide
100 200.00 90
Personal Checking Direct Deposit No monthly fee FL, GA, IL, IN, KY, MI, NC, OH, TN, WV Fifth Third Bank
$300 bonus
4.0 / 5.0
  • Requirement: Direct Deposit $500
  • Offer:Open a personal checking account, make $500 direct deposit in 60 days, get $300 bonus, credted in 10 business days thereafter.
  • Monthly Fee:$0
  • Provider:Fifth Third Bank
  • Availability:FL, GA, IL, IN, KY, MI, NC, OH, TN, WV
  • Expiration:2021-12-31
  • Note:Offer is not available to existing customer or those who closed a checking account with the bank in 12 months.
300 500.00 80
Personal Checking Deposit No monthly fee NY, NJ Flushing Bank
Up to $1000
3.0 / 5.0
  • Requirement:Deposit $250,000
  • Offer:Open personal checking account, then (1) make deposit between $10K ~ $250K and maintain for 3 months, get $30~$800 bonus; (2) make debit card purchases of $25 x 5 ($50 bonus), and online bill payment of $25 x 5 ($50 bonus), and direct deposits of $250 x 2 ($50 bonus), and receive up to $100 bonus. Combine these two offers to get up to $1000 bonus.
  • Monthly Fee:$0
  • Account close:Account must remain open for 6 months, or bonus will be forfeited.
  • Provider:Flushing Bank
  • Availability:NY, NJ
1,000 250,000.00 60
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY HSBC
$450 bonus
4.0 / 5.0
  • Requirement: Direct Deposit $5,000
  • Offer:Open an HSBC Premier checking account, make recurring qualifying direct deposits totaling at least $5,000 per month for 3 consecutive calendar months, get $450 bonus within eight weeks after completing all qualifying activities.
  • Monthly Fee:$50 (easy to waive)
  • Waive Fee:Can be waived if you have: (1) Balances of $75,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR (2) Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR (3) HSBC U.S. residential mortgage loan with an original loan amount of at least $500,000, not an aggregate of multiple mortgages. Home Equity products are not included.
  • Account close:You need to keep account open for at least 6 months (3 months, starting from the 2nd after account open, to meet requirement, then 8 weeks to receive bonus)
  • Provider:HSBC
  • Availability:Nationwide
  • Expiration:2022-01-05
450 5,000.00 80
Business Checking Deposit Can't/Hard to waive IL, IN, KY, MI, OH, PA, WV Huntington
Up to $750
4.0 / 5.0
  • Requirement:Deposit $20,000
  • Offer:Open a business account and make deposit in 60 days. There are three options: (1) $2K deposit, $200 bonus, no fee; (2) $5K deposit, $400 bonus, $20 monthly fee, can be waived with $10K balance; (3) $20K deposit, $750 bonus, $40 monthly fee, can be waived with $50K balance.
  • Monthly Fee:$40
  • Account close:There's an early account closing fee if closed within 180 days (couldn't find the exact amount).
  • Provider:Huntington
  • Availability:IL, IN, KY, MI, OH, PA, WV
  • Expiration:2021-11-07
750 20,000.00 80
Personal Checking Deposit Can't/Hard to waive OH, MI, IN, PA, KY, WV, IL Huntington
Up to $200
4.0 / 5.0
  • Requirement:Deposit $1,000
  • Offer:Open personal checking account, make deposits of $1K in 60 days, keep account open for 90 days, get $150 bonus if you select zero fee account, or $200 bonus if you select account with $5 monthly fee. Bonus will be credited in 14 days thereafter.
  • Monthly Fee:$5
  • Waive Fee:Can be waived if you have $5,000 in "total relationship."
  • Provider:Huntington
  • Availability:OH, MI, IN, PA, KY, WV, IL
  • Expiration:2022-02-07
200 1,000.00 80
Personal Checking Direct Deposit No monthly fee NY, NJ, CT, DE, DC, MD, PA, VA, WV M&T Bank
Up to $250
4.0 / 5.0
  • Requirement: Direct Deposit $1,000
  • Offer:Open personal checking account, receive $500 direct deposit, get $250 bonus, which will be credited in 90 days thereafter.
  • Monthly Fee:$0
  • Provider:M&T Bank
  • Availability:NY, NJ, CT, DE, DC, MD, PA, VA, WV
  • Expiration:2022-01-10
  • Note:There are 3 options including one that has no monthly fee.
250 1,000.00 80
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Monifi
$250 bonus
3.5 / 5.0
  • Requirement: Direct Deposit $1,000
  • Offer:Open checking account, earn $250 when you receive two direct deposits of at least $1,000 each, within 90 days. Bonus is paid in 45 days thereafter.
  • Monthly Fee:$0
  • Account close:No early closing fee is listed.
  • Provider:Monifi
  • Availability:Nationwide
  • Expiration:2021-10-31
250 1,000.00 70
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY PNC Bank
$100 bonus
4.0 / 5.0
  • Requirement: Direct Deposit $500
  • Offer:Open Virtual Wallet (personal checking), make $500 direct deposit in 60 days, earn $100 bonus, which will be credited in 60-90 days after requirement is met.
  • Monthly Fee:$7 (easy to waive)
  • Waive Fee:Can be waived if you have $500 monthly balance, or $500 direct deposit, or you are age 62 or over.
  • Account close:No early closing fee is listed. You'll need around 5 months to receive the bonus.
  • Provider:PNC Bank
  • Availability:Nationwide
  • Expiration:2021-10-31
  • Note:Offer not available to existing customers, or who has closed a PNC account within 90 days, or has been paid a promotional premium in 24 months.
100 500.00 80
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY PNC Bank
$250 bonus
3.5 / 5.0
  • Requirement: Direct Deposit $2,000
  • Offer:Open Virtual Wallet with Performance Spend (personal checking), make $2,000 direct deposit in 60 days, earn $250 bonus, which will be credited in 60-90 days after requirement is met.
  • Monthly Fee:$15 (easy to waive)
  • Waive Fee:Can be waived if you have $2,000 average balance; or $10,000 combined balance across linked PNC deposit accounts, or $2,000 in direct deposit.
  • Account close:No early closing fee is listed. You'll need around 5 months to receive the bonus.
  • Provider:PNC Bank
  • Availability:Nationwide
  • Expiration:2021-10-31
  • Note:Offer not available to existing customers, or who has closed a PNC account within 90 days, or has been paid a promotional premium in 24 months.
250 2,000.00 70
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY PNC Bank
$400 bonus
3.5 / 5.0
  • Requirement: Direct Deposit $5,000
  • Offer:Open Virtual Wallet with Performance Select(personal checking), make $5,000 direct deposit in 60 days, earn $400 bonus, which will be credited in 60-90 days after requirement is met.
  • Monthly Fee:$25 (easy to waive)
  • Waive Fee: Can be waived if you have $5,000 average balance; or $25,000 combined balance across linked PNC deposit accounts, or $5,000 in direct deposit.
  • Account close:No early closing fee is listed. You'll need around 5 months to receive the bonus.
  • Provider:PNC Bank
  • Availability:Nationwide
  • Expiration:2021-10-31
  • Note:Offer not available to existing customers, or who has closed a PNC account within 90 days, or has been paid a promotional premium in 24 months.
400 5,000.00 70
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Porte
$50 bonus
4.5 / 5.0
  • Requirement: Direct Deposit $500
  • Offer:Apply for a personal checking account on cell phone, have a qualifying direct deposit of $500 within 6 months, earn $50 bonus.
  • Monthly Fee:$0
  • Provider:Porte
  • Availability:Nationwide
  • Note:If you have $1,000 or more of direct deposit per month, you can add an optional savings account and enjoy 3% APY on balances up to $15,000.
50 500.00 90
Personal Checking Direct Deposit No monthly fee AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY SoFi
$175 bonus
4.0 / 5.0
  • Requirement: Direct Deposit $1
  • Offer:This is a $100 + $75 promo offer by SoFi and Slickdeals that has two parts: (1) switch over a direct deposit, earn a $100 bonus; (2) make a deposit of $125, and install Slickdeals extension + enroll in Slickdeals Rewards (both are free), earn a $75 bonus. Combined $175 bonus.
  • Monthly Fee:$0
  • Provider:SoFi
  • Availability:Nationwide
175 1.00 80
Personal Checking Direct Deposit Can't/Hard to waive CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA TD Bank
Up to $300
3.5 / 5.0
  • Requirement: Direct Deposit $2,500
  • Offer:Two options for personal checking account: (1) $2,500 direct deposit in 60 days = $300 bonus; (2) $500 direct deposit in 60 days = $150 bonus.
  • Monthly Fee:$25
  • Waive Fee:Option (1) has $25 monthly fee, can be waived when you (a) have $5,000 DD, and maintain a $2,500 daily balance, or (b) have a $25,000 combined balance across eligible TD accounts. Option (2) has $15 monthly fee, can be waived with a daily balance of $100.
  • Account close:Bonus will be credited within 140 days of account opening, after requirement is satisfied.
  • Provider:TD Bank
  • Availability:CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Expiration:2021-11-30
300 2,500.00 70
Personal Savings Deposit Easy to waive CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA TD Bank
$200 bonus
4.0 / 5.0
  • Requirement:Deposit $20,000
  • Offer:Open eligible savings account, deposit $20,000 in 20 days & maintain for 90 days, earn $200 bonus.
  • Monthly Fee:$5 (easy to waive)
  • Waive Fee:Choose TD Simple Savings, it has $5 monthly fee but can be waived easily, eg. with a $300 daily balance, or when the savings account is linked to a checking account, or you're under 18 or older than 62, etc.
  • Account close:Bonus will be credited within 140 days of account opening, after requirement is satisfied.
  • Provider:TD Bank
  • Availability:CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
  • Expiration:2021-11-30
200 20,000.00 80
Personal Checking Direct Deposit Easy to waive AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Wells Fargo
$200 bonus
3.5 / 5.0
  • Requirement: Direct Deposit $1,000
  • Offer:Open a personal checking account with minimum $25, make $1,000 direct deposit in 90 days, get $200 bonus.
  • Monthly Fee:$10 (easy to waive)
  • Waive Fee:$500 daily balance, or $500 direct deposits, or owner is 17-24 years old, or account is linked to a Wells Fargon Campus ATM / Debit Card.
  • Account close:No early termination fee is listed.
  • Provider:Wells Fargo
  • Availability:Nationwide
  • Expiration:2021-12-31
  • Note:Offer is not available to non-resident alien.
200 1,000.00 70
Q: What’s the best low requirement bank bonus offer right now?

A: Open an Aspiration checking account, spend $1,000 within 60 days, get $150 bonus; zero monthly fee. Or you can get a $200 bonus if you open its Plus account with $7.99 monthly fee.

Q: What is the best “direct deposit” bank bonus offer right now?

A: Open a Chase Total Checking account, set up a direct deposit -there’s no requirement of the amount- within 90 days, get a $225 bonus. Monthly fee is $12 but easy to waive (daily balance of $500, or $500 direct deposit).

If you don’t like monthly fee, consider opening an Albert checking account, set up a qualifying direct deposit of $200 or more within 30 calendar days of opening, get a $75 bonus. Albert offers cash back at popular stores, which is rare for a checking account.